Locator: 51081IRA.
Markets yesterday, the penultimate date/day of the end of the second calendar quarter, 2026:
Today, DJI: 52,238.16.
Ticker AAPL: this was from earlier this morning; since then AAPL has continued to increase:
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My Wife's Traditional IRA
At the time she opened an IRA, the Roth IRA was not available. Our only option was a traditional IRA.
My wife's traditional IRA is actively managed by a major Wall Street financial institution. She actively participates in this IRA by working with the financial institution, adjusting the composition of the portfolio.
She's been taking RMDs each year since she has been required to do so which was six or seven years ago.
It appears that over that time span her traditional IRA has appreciated 35.8%.
I'm sure others have done much, much better, but this gives one an idea how incredible the US equity market has been over the years.
I provided a chatbot more specific figures and the chatbot had this to say:
With regard to what's going on this year:
Disclaimer / note: I do not have a background in finance / economics, so I often make content errors in my posts on such issues. So, the above is very likely inaccurate to some extent but it seems pretty much in line with what my wife seems to be experiencing.
Two important timing variables:
- EOY value of the traditional IRA (over which one has no control, and determine the RMD for the next year);
- when one takes one's RMD -- this is incredibly important; part of it is luck, part of it is not luck.
