Monday, November 3, 2025

Inherited IRAs -- A Throwaway Article From CNBC -- But There Was A Nugget Of Gold Buried In The Story -- November, 2, 2025

Locator: 49327IRAS. 

The story is here. Nothing in the story caught my attention. All old reporting. Except for this nugget. Finally an answer to the question I've been asking for years: how much money is tied up in inherited IRAs. 

Inherited IRA planning is important amid the “great wealth transfer,” with more than $100 trillion expected to change hands through 2048
That's over $4 trillion / year for 23 years. Much of that money will be poured back into the US stock market. And the US government is going to take a lot back in taxes. 

From Septermber 11, 2025, link here

RMDs: so, anyway, were you able to answer the question I asked above -- where is all this money coming from?

Click on this tag: wealth transfer. My wife has already taken her RMD for this year; she's now watching her IRA surging -- gaining way more than she ever imagined and she's itching to make another withdrawal. It takes all I can do to have her wait to January 1, 2026, to take her 2026 RMD. I may or may not win that battle. LOL. But that's where a lot of this money is coming from.

Naysayers will say my argument is circular; I don't reply. The naysayers simply don't get it.