Locator: 50623SAVINGSRATE.
Previous post re: US savings rate, link here.
Update, link here.
Most recent graph:
Wow, that looks like quite a change. In fact, pay close attention to the y coordinate.
The range is 4.0 to 4.5%. What happened in January? Tax refunds? Possibly, but refunds didn't start coming out until January 26, 2026. RMDs? Possibly. My wife always takes her RMDs as early in January as possible.
The most recent month for which we have data, February, 2026: 4.0%.
If the y axis had been stretched from 0 to 10.0, the change might have gone unnoticed.
But the y axis is from about 4.0 to about 5.6, so the change was much more noticeable.
