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Saturday, December 20, 2025

Gen X Retirement -- Much Better Shape Than Anyone Can Imagine -- December 20, 2025

Locator: 49748WEALTH.
Locator: 49748DEMOGRAPHICS.

Intergenerational wealth transfer: wiki

Okay, this is the headline:  

What is Jessica Hall missing?

 It takes a village. Link here.

Two data points, intergenerational wealth transfer -- 

  • through 2045: $84 trillion 
  • through 2048 (just three years later): $124 million.

Note the closing date: 2048.

But there's more

Why did we stop at 2045? Or 2048? Why not 2050?

Gen X: 1965 - 1980 - (Kiri, 1977; Laura, 1980)

  • 2045: 65 years old - 80 years old (68 years old, 65 years old)
  • 2048: 68 years old - 83 years old 
  • 2050: 70 years old - 85 years old (73 years old; 70 years old)

Regardless, something much more has not yet been factored in: the one big beautiful bill, President Trump s/2025; goes into effect 2026.

Gen X and Millennials (1981 - 1996, Gen Y) don't have anything to worry about. At least with their retirement.