Personal Investing -- November 6, 2023

Locator: 45954INV.    

Note: link here.

Investing today:

• bought: AAPL near the open
  
• bought: NVDA near the open
  
• sold: --

Disclaimer: this is not an investment site.  Do not make any investment, financial, job, career, travel, or relationship decisions based on what you read here or think you may have read here. 

All my posts are done for my benefit. I don't expect others to read anything I post nor do I expect others to agree on anything I post. I started the blog to help me remember things since I have such a poor memory.

 All my posts are done quickly: there will be content and typographical errors. If anything on any of my posts is important to you, go to the source. If/when I find typographical / content errors, I will correct them.

Again, all my posts are done quickly. There will be typographical and content errors in all my posts. If any of my posts are important to you, go to the source.

 
Personal investing:

I remain fully invested, holding no cash.

I have a predictable revenue stream.

I have a rolling 30-year investment horizon. 

I have never and will never invest in bonds. My utility holdings and energy holdings now serve the same purpose as bonds.

I used to put my revenue stream into the market every two weeks; now I invest throughout the month, but zero out all cash by the end of the month.

I have six major buckets and invest at this ratio, with examples:

• big tech: 40% -- NVDA, AMD, AVGO, QCOM, SWKS, TSM, SCCO
  
• big cap that pay dividends: 20% -- CAT, DE, UNP, CMI,
  
• energy: 20% -- DVN, CHRD, MPC, CIVI
• big pharma/retail pharma:  5% -- WBA, ABBV,
  
• Daimler, RACE: 5%
• Apple, MSFT: 10%

The percentages / allotments represent some major changes.

Those percentages will change periodically. 

"Everything" right now suggests increased recession fears and/or market pullback after the first of the year. Exhibits A and B:

• exhibit A: Berkshire
• exhibit B: Oregon pension fund;