Why Should She Be Sad? It's An Open-Book Test For Investors -- November 20, 2022

By the way, this is where folks are really hurt by having a poor general education, particularly in math. Folks will look (briefly) at the graph below and note only the "curve" or the solid dark line. Much more important is the "calculus" -- it's the "area under the curve" that should catch your attention.

The "area under the curve." Calculus. Start here.

Link here.

My reply: 

Get a grip. For an investor, it's an open-book test: Mastercard, Visa, and Discover. Not only lots of credit card activity but lots of late payments and interest rates rising. They're gonna make out like bandits.

And, oh, by the way, savings rates are at 10-year lows, not all time lows. Went much lower in the mid 2000s.

The area under the curve:

This, without a doubt, the largest ever in the history of mankind.

My favorite chart which correlates exactly with the chart above.

Link here:

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