Caca?

My wife, fluent in Spanish noted this from the ObamaCare website (I had missed it, Spanish not being my first language):

Note the huge 40% "coinsurance" that must still be met even after the $10,000 annual deductible has been met, and after spending almost $10,000 annually in premiums. Look at the ER visit: $200 co-pay before the deductible; 100% of the ER charge up to $10,000 yearly maximum for all health care costs, and then 40% of the ER charge after that, regardless of how much one has already paid in health care. [Parameters for this plan: two 54-year-old adults with no other family members.]

Caca?